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Types of Loans
 
 
We have an extensive list of banks and investors at our fingertips. Having access to all of the major lenders -- B of A, Countrywide, Downey Savings, Washington Mutual, Wells Fargo, World Savings and more! -- as well as many private lenders, we are able to offer the best rates and programs in the marketplace today. Here are just a few loan options we offer:
*100% Financing (sub-prime)
That's right, 100% financing for condos or single-family residences. No mortgage insurance, and competitive rates. Even if you do not have the funds for a down payment, we can still help make you a homeowner and start enjoying all of the advantages it brings. Call us for loan programs and rates.
*97% LTV Purchase (FHA)
If we can prove your income and you have decent credit chances are you will qualify for this program, even if you have low credit scores. FHA loans are government insured; therefore the chances of being approved are far greater than the conventional type loans. Call us for loan programs and rates.
*Up to 90% LTV Deferred interest loan option (Portfolio)
*3.75% Start Rate
This loan program allows you to pay on your mortgage balance at a deferred interest rate as low as *3.75%. That's hundreds of dollars per month that can be used for savings, investments, or to get you into that house that seems a little too far out of reach. Let us show you how this program works with the "Equity Builder" option.
*Up to 100% LTV Debt Consolidation loans (sub-prime)
There are many loan options available to you that will assist in paying off those high interest credit cards. Even if you have past Bankruptcies or Foreclosures on your credit report. It may even enable you to actually turn your credit card debt into a tax write-off. You can view a common scenario on the debt consolidation page of this web site. We can help you save hundreds, even thousands of dollars every month by using your homes equity potential to pay off those high interest debts. Call us for loan programs, rates and options.
*95% "A" paper Purchase (Conventional)
You can finance you new home with only 5% down w/ "A" paper rates and terms. We are extremely competitive on our interest rates and fees. We will show you all the different loan options available and help you achieve the best possible financing. Call us today for the current rates!
Just fill out a short form and one of our loan representatives will be happy to further assist you.
*Interest rates and programs subject to change...

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What is a FICOŽ Score?
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The Credit Score Mystery Solved!
Generally, the higher your score, the more favorably a lender will view your application for credit. Compared to the national population, you are in the 35th percentile of consumers by credit risk if your score is 686, for example. Studies show that ...

 
How Do I Fix My Credit for FREE ?
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Free Credit Repair Tips!
What the Credit Bureaus Don't Tell You: 1. Each item on your credit report must be proven or it cannot remain in the report. If the credit bureau cannot verify the item, then it must be deleted according to the Fair Credit Reporting Act.
 
How Much Would I Save with Debt- Consolidation?
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Drowning in Debt?
If you find yourself drowning in high-interest debt, let The Loan Finder.net help you swim to shore. Your home is your bank! Use your home's equity to increase monthly cash flow and save thousands of dollars in interest charges!

 
How Can I Retire Financially Independent?
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Reach Your Goals with an IRA!
Contributing every year to an IRA can be a great way to save for retirement. With more people eligible for more benefits than ever, a Roth or Traditional IRA may give you the savings you need to retire financially independent.
 
Do You Have Access to a 401k?
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Top 401k Mistakes
1.You miss out on the match 2. You pick the wrong funds 3. You don't rebalance. But there are mistakes, and there are Hall of Fame mistakes that can torpedo your best intentions and keep you working long into your golden age.
 
Don't Have Any Money to Save?
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Don't Make This Mistake!
The biggest mistake you can make is assuming you don't have any money to save. If you earn an income, it's simply a matter of how you're spending it. You can put some money aside each month - if you make saving for your future a priority.
 


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Property Taxes
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